Provides an introduction to the Indian banking system, its history, structure, and regulatory framework. Explains the Banking Regulation Act, 1949, commercial banking, universal banking, and the role of banks in economic development. Covers the Reserve Bank of India (RBI)—its objectives, functions, subsidiaries, and role in financial regulation. Examines SBI, Co-operative banks, and NBFCs, along with major financial sector reforms and prudential norms. Teaches the procedures for opening accounts, types of bank accounts, KYC norms, and principles of bank lending. Provides understanding of Negotiable Instruments, including cheques, crossing, endorsements, and their legal rules. Discusses the functions and duties of paying and collecting bankers, legal protections, cheque dishonour, and grievance redressal mechanisms including the Banking Ombudsman.
This course provides an overview of the Indian banking system, including the role of RBI, commercial and co-operative banks, NBFCs, and financial reforms. It covers bank accounts, lending principles, negotiable instruments, endorsements, and the responsibilities of paying and collecting bankers, along with grievance redressal through the Banking Ombudsman.
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Graduated in M.com,BEd with NET and SET
